COMING SOON!

author.product-selector.pdhNotAvailable.disclaimerInfo.text This component is currently unavailable. But feel free to look around. And come back soon if you can’t find what you’re looking for this time.
Financial services Financial services

ABOUT FINANCING.

MINI FINANCIAL SERVICES.
BEYOND THE DRIVE.

MINI Financial Services offers you all the fun of owning a MINI without straining your monthly budget. Oh, and you always get to drive the latest MINI, too. Explore our range of finance products below:

STRAIGHT LINE FINANCING.

STRAIGHT UP, NO FUSS.

If you are looking for an uncomplicated financing solution with easy monthly payments, Straight Line Financing gives you the freedom to do what really matters to you.

BENEFITS:

  • Fixed monthly instalments.
  • No large final payment to worry about.
  • No mileage limitation for full flexibility.
  • You become the proud owner of the vehicle.

BALLOON FINANCING.

BE IN THE DRIVER’S SEAT.

MINI Balloon Financing allows you to enjoy a new thrill-seeking ride every 3 to 5 years without burning a hole in your pocket.

HOW DOES IT WORK?

It will be a fixed monthly repayment amount based on your choice of tenure with greater interest savings. At the end of your contract, you have three options to settle your final balloon sum.

BENEFITS:

BETTER CASH FLOW MANAGEMENT.

With the extra money in your pocket, you can use it to indulge in the accessories to dress up your new MINI or focus on other important priorities in life.

INCREASED AFFORDABILITY.

With Balloon Financing, the monthly payment is lower. Hence, you have the option to choose from a wider range of car models.

INTEREST SAVINGS.

Your interest charges are lower compared to a conventional financing product, regardless if your loan tenure is 3 years or 5 years.

BETTER TRADE-IN VALUE.

Your MINI will still be in demand, as your mileage will be moderate and the vehicle will still be within its design life cycle.

THE EASY DRIVE.

A NEW YOU. A NEW MINI. EVERY 3 YEARS.

In the interest of staying interesting, things change, you change. Whichever direction you decide to take, there’s always a MINI that’s perfectly suited to your style, your personality and your pocket.

Introducing the MINI Easy Drive – a future-proof financing solution that allows you to drive a brand new MINI every 3 years. Explore and choose from the wide range of settlement options when your contract comes to an end, and begin your next Easy Drive journey with us.

WHY THE EASY DRIVE?

Easy Drive Features Easy Drive Features

HOW IT WORKS.

Instalment Chart Instalment Chart

With 4 options at the end of your finance contract.

THE EASY DRIVE PRIME.

The Easy Drive Prime elevates your mobility experience with value-added benefits for you and your MINI.

Terms and conditions apply.

  1. MINI Ultimate Protection Programme Elite is a 3-year exclusive insurance programme underwritten by Allianz General Insurance Company (Malaysia) Berhad (735426-V).
  2. Premium Mobility Package is limited to a first-come, first-served basis.
  3. MINI Lifestyle Collection is only applicable for Customers under MINI Royalist Programme.
  4. BMW Credit (Malaysia) Sdn. Bhd. (“MINI Financial Services”) reserves the right to amend the offer, terms and conditions without prior notice.

STEP DOWN FINANCING.

EXPLORE THE FINANCING VERSATILITY.

MINI Step Down Financing lets you own your MINI with attractive interest rates through decreasing payments annually.

BENEFITS:

  • SUPPORTS CASH FLOW MANAGEMENT.
    Stay on top of all your finances with lower interest rates.
  • POSITIVE EQUITY.
    Your Vehicle's market value will be higher than the outstanding balance of your loan.