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MINI Financial Services.
Freedom pays off.

MINI Financial Services offers you all the fun of owning a MINI without straining your monthly budget. Oh, and you always get to drive the latest MINI, too. Explore our range of finance products below:

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STRAIGHT LINE FINANCING.

The conventional financing plan that allows you to own your very own MINI through fixed monthly payments – simple, easy and no fuss.

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BALLOON FINANCING

With MINI Balloon Financing, enjoy greater savings in interest charges and at a shorter loan tenure, between 3 to 5 years. The shorter your tenure, the more you save on interest rates.

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FULL CIRCLE PROGRAMME

Change to a new MINI every 3 years! Your MINI future value is guaranteed.

 

 

 

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STEP DOWN FINANCING

MINI Step Down Financing lets you own your own MINI with attractive interest rates through decreasing payments annually, granting you financial flexibility like never before.

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STRAIGHT LINE FINANCING.

STRAIGHT UP, NO FUSS.

MINI Straight Line allows you to own your MINI with a straightforward fixed monthly instalment. You decide the finance amount and tenure, and let us take care of the rest.

BENEFITS:

• Fixed monthly instalments.

• Own your MINI at the end of your tenure.
• Attractive interest rates from MINI Financial Services.

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BALLOON FINANCING.

BE IN THE DRIVER’S SEAT.

MINI Balloon Financing allows you to enjoy a thrill seeking drive with a shorter loan tenure of 3 to 5 years without burning a hole in your pocket.

HOW DOES IT WORK?

It will be a fixed monthly payment for your choice of tenure. The shorter your contract term, the less interest you pay! At the end of the tenure, you have three options to settle your final balloon sum. Here’s how:

SELL.

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Sell the car and use the money to make the final balloon payment, and use the remaining for a down payment for another new MINI. 

KEEP.

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Settle the balloon sum in cash and keep your MINI.

 

EXTEND.

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Extend your contract for another 6-12 months by restructuring your loan.

Benefits:

Better Cash Flow Management.

With the extra money in your pocket, you can use it to indulge in the accessories to dress up your new MINI.

Interest Savings.

You will save on your interest charges, regardless of whether its a 3-year or 5-year Balloon Financing as compared to the 7-year Straight Line Financing.

Increase Affordability.

We have more models for you to choose from, with the balloon financing package.

Better Trade-In Value as compared to 7-year old vehicle.

Your MINI will still be in demand at the end of your tenure as it is still below the 100,000 km mileage and it will still be within the design lifecycle.

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FULL CIRCLE PROGRAMME.

INDULGE IN THE BEST LIFE HAS TO OFFER.

The Full Circle Programme offers greater flexibility and assurance as your MINI future value is guaranteed upon purchase. You can choose from a wide range of settlement options when your contract comes to an end and begin your next Full Circle journey with us.

HOW DOES IT WORK?

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MORE FLEXIBILITY, ENDLESS POSSIBILITIES.

This is where it gets interesting. At the end of your Full Circle term, choose how you would like to make the full settlement.

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Return the keys with no
further obligations.*

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Trade in/sell your MINI
to any MINI Authorised
Dealership and select
your next MINI.

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Make a full settlement
of your contract and
keep your beloved
MINI. 

 

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Extend your contract term and enjoy your MINI for longer.

 

Terms and conditions apply.

*The Vehicle must meet the terms and conditions as stipulated in the Option Agreement.

 

BENEFITS:

• A financing plan that works around your budget and the usage of your vehicle.

• More options for you with affordable monthly instalments and shorter loan tenure.

• The future value of your vehicle is locked, giving you years of peace of mind ahead.

• A simple hand-back process and flexible settlement options to suit your needs.

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STEP DOWN FINANCING.

EXPLORE THE FINANCING VERSATILITY.

MINI Step Down Financing lets you own your own MINI with attractive interest rates through decreasing payments annually, granting you financial flexibility like never before.

 

Payments will start out higher at the onset of your loan and will decrease gradually over your contract tenure, perfect for those who wish to have greater control of their finances.

BENEFITS:

• Lower Interest Rates.

   Enjoy both greater savings in interests as well as better cash flow management.

 

• Positive Equity.

   Your Vehicle's market value will be higher than the outstanding balance of your loan.