By financing your new MINI, you have the flexibility to make it 100% yours. This gives you the freedom to sell it or exchange it for a new one when the time is right. We offer financing with or without a balloon payment – making it easy for you to be on the road in your new MINI without delay.
A LOAN TO OWN.
ENJOY UNLIMITED MILEAGE.
TRANSPARENT MONTHLY PAYMENTS
WITH NO HIDDEN COSTS.
THE FAST LANE TO OWNERSHIP.
This is perfect if you want to take up ownership of your new MINI and pay for it month by month. You can drive as much as you like without any mileage limits.
At the end of the contract, you can decide to either keep the car or take it as a trade-in for a new one.
UNLOCK FINANCIAL FLEXIBILITY.
As a responsible financial services provider, we would like to provide you with transparency on how Easy Drive financing can offer such a low monthly instalment.
What sets Easy Drive financing apart is that we take a portion of the cost of your MINI and freeze it until the end of your tenure as an optional final payment. We call this frozen portion Guaranteed Future Value (GFV).
Deferring the payment for part of your MINI’s value until the end of your agreement makes your monthly payments significantly smaller, giving you the flexibility to opt for the right model within your budget.
MINI Financial Services is the only financer of MINIs that offers this special product in Malaysia.
At the beginning of you financing contract, you may be unsure on what you’d like to do with your car when the contract is ending.
With Easy Drive financing you don’t have to worry about this because we offer a range of options.
Anytime you want to change your vehicle you can 1) trade-in / sell-off your vehicle. This option will benefit you if the value of your car is more than your early settlement amount or the Guaranteed Future Value (GFV) if you are at the end of term. Any surplus value is money in your pocket. We recommend using it as a down payment for your next MINI.
If you intend to have a longer relationship with your vehicle, you’ll have the option to 2) make the optional final payment or 3) simplysettle or extend your final payment. Either way, you get to keep your car.
Finally, you will also have the option to 4) return your vehicle and walk-away* at the end of term with nothing further to pay. This is the best option if the market value unexpectedly turns out lower than our GFV prediction.
Terms and Conditions.*Additional charges may be payable for both excess mileage (actual mileage higher than agreed contract mileage) and vehicle condition (assessed by independent appraiser).
Our mission in welcoming you to the MINI family faster doesn’t stop with Easy Drive financing.
Through MINI Engage, you will be able to configure your monthly instalment based on the budget you have set and create a quotation. You can also make comparisons between MINI models as well as our financing solutions, and even apply for financing pre-approval when you’re ready.
To get started on your journey with Easy Drive financing follow the steps below:
Explore MINI Engage today.
We understand that when you take a finance agreement, you may not be sure what you'll do at the end of it. This product is perfect if you are looking to combine flexibility with low monthly payments.
Begin by choosing which MINI is right for you. Then, simply decide on your agreement length, your annual mileage and a down payment amount. Next - and this is what really sets MINI Select apart - we take a portion of the cost of your MINI and freeze it until the end of your finance agreement. This becomes your optional final payment and will be payable if you decide to keep your MINI at the end of your agreement.
At the end of your agreement, you have the choice of what happens next:
1. Pay the optional final payment and keep your MINI.
2. Refinance it with our help.
3. Return your MINI and, as long as you have not exceeded the mileage allowance and it has been well looked after, there will be nothing more to pay.
We offer individual solutions that let you include extra equipment and accessories in your agreement. From an aerodynamic Roof Box or set of complete winter wheels through to installing a wallbox in your home, MINI Financial Services helps you get on the road – and goes well beyond the drive.
Your agreement with MINI Financial Services can also include tailored insurance products. Designed with the same attention to detail as with your MINI, our extended coverage for your electrified MINI, for example, is not just any insurance policy, but a commitment. And that includes the expertise of our technicians who’ll treat your MINI with the utmost care.
| Straight Line Financing | Easy Drive Financing | |
|---|---|---|
|
Ownership |
Immediate onwnership rights |
Immediate onwnership rights |
|
Mileage limitations |
No | Yes |
|
End of contract options |
Keep your MINI or trade-in your MINI |
1. Pay off the final payment and keep your MINI 2. Refinance the final payment 3. Return your MINI |
|
Monthly payment |
Dependent on term |
Lower monthly payments with an optional final payment |
The annual interest rate of financing contracts consists of (nominal) interests for the loan fees and any other associated costs of the financing agreement. It describes the real expenses (asa percentage) of a loan per year. The arrangements specified in your individual contract are valid.
MINI Financial Services customers benefit from offers that are tailor-made for both the car as well as their individual financial situation. In addition, car and financing come from one source: experience and service to perfectly suit your needs, and you save time. Due to very favourable rates as well as consumer-friendly terms and conditions, MINI Financial Services is the right choice. On the one hand, MINI Financial Services offers very attractive rates. On the other hand, when choosing contracts such as MINI Select, you have the option of returning the car to MINI Financial Services − an option banks normally don’t offer.
Comparative calculations showed that customers indeed have an advantage when opting for MINI Financial Services*. Another advantage is that MINI Financial Services is a capable partner concerning both vehicle and financing. Furthermore, MINI Financial Services is able to offer additional services, such as service & maintenance or insurance products. These services are a perfect match for your car as well as for your individual needs.
You have the possibility to lease/finance all new MINIs. The contract term depends on the model and type of financing. In addition, you can finance all approved used cars offered by your MINI dealer.
We will check all opportunities to find a solution that meets your needs. Please get in touch with your MINI Financial Services contact person who will make you a new offer.
Please get in touch with your MINI Financial Services contact person. We will try to find a solution together.
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